India Car Finance Industry Outlook to 2020 - Driven by Spurring Car Sales and Reduction in Average Ownership Period

Sep, 2015   |   94  Pages   |   kenresearch   |   Format : PDF
The report titled 'India Car Finance Industry Outlook to 2020 - Driven by Spurring Car Sales and Reduction in Average Ownership Period' provides a comprehensive analysis of various aspects of the industry such as market size, pre-owned car finance market and new car finance market with segmentation on the basis of online-offline, geography, term of the loan and seasonal demand. The report also covers market shares of major car finance providers in India as well as the loan disbursements of major players in the car finance market along with major industry trends, SWOT and Regulations.

Car finance industry in India has registered loan disbursements of INR ~ billion in FY2015 largely driven by retail sales of cars. High population in the country, with approximately 66% of people in the middle income class and a large proportion of people in the young age group has poised as an attractive investment opportunity into cars which has led to an increase in demand of car finance for new and pre-owned cars. The car finance industry in India has grown at a CAGR of 13.2% from INR ~ billion in FY2010 to INR ~ billion in FY2015

This market has been segmented on the basis of two sectors, namely, new car finance market and pre-owned car finance market which has further been segmented on the basis of online-offline segment, geography, term of loans and the seasonal demand. India pre owned car finance industry has expanded on the basis of loans disbursed at a CAGR of ~%. In t
TABLE OF CONTENTS

1. India Car Finance Market Introduction

2. India Car Finance Market Value Chain Analysis

3. India Car Finance Market Size, FY2010-FY2015
3.1. By Loan Disbursed, FY2010-2015
3.2. By Number of Cars Financed, FY2010-FY2015

4. Target Loan Seeker Profile in India Car Finance Market
A Loan Seekers Typical Profile

5. India-Pre owned Car Finance Market
5.1. India Pre-Owned Car Market Introduction
5.2. India Pre-Owned Car Finance Market Size, FY2010-FY2015
5.2.1. By Loans Disbursed, FY2010-FY2015
5.2.2. By Number of Pre-Owned Cars Financed, FY2010-FY2015
5.3. India Pre-Owned Car Finance Market Segmentation
5.3.1. By Online or Offline segment, FY2010 and FY2015
5.3.2. By Geography, FY2015
5.3.3. By Term of the Loan, FY2010 and FY2015
5.3.4. By Seasonal Demand, FY2015
5.4. Market Share of Banks and NBFCs in India Pre-Owned Car Finance Market, FY2010 and FY2015
5.5. India Pre-owned Car Finance Market Future Outlook and Projections, FY2016-FY2020

6. India New Car Finance Market
6.1. India New Car Finance Market Introduction
6.2. India New Car Finance Market Size, FY2010-FY2015
6.2.1. On the Basis of Loan Disbursed, FY2010-FY2015
6.2.2. By Number of Cars Financed, FY2010-FY2015
6.3. India New Car Finance Market Segmentation
6.3.1. By Online and Offline Segment, FY2010 and FY2015
6.3.2. By Geography, FY2015
6.3.3. By Term of Loan, FY2010 and FY2015
6.3.4. By Seasonal Demand, FY2015
6.4. Market Share of Banks and NBFCs in New Car Finance Market, FY2010 and FY2015
6.5. India New Car Finance Market Future Outlook and Projections, FY2016-FY2020

7. Market Share of Major Players in India Car Finance Market, FY2015

8. Competitive Landscape of Major Non Banking Finance Companies (NBFCs) in India Car Finance Market

9. Growth Drivers of India Car Finance Market

10. Issues and Challenges

11. SWOT Analysis of India Car Finance Industry

12. Trends and Developments in India Car Finance Market
Better Credit Availability
Digitization of car finance market
Use of Data and Technology
Plethora of Innovative Practices
Increase in Alliances between Dealers and Financiers

13. Important Mergers and Acquisitions in Indian Financial Services Sector

14. Prerequisites for an NBFC to Enter the Market

15. Government Rules and Regulations Regarding the Banking Sector Operations
Exposure Limits
CRR & SLR
Priority Sectors
Provisioning

16. India Car Finance Market Future Outlook and Projections, FY2016-FY2020
16.1. Analyst recommendations
16.1.1. Opportunities in the Market
16.1.2. Recommendations
Government
Banks
NBFCs
Online portals
16.2. Cause and Effect Relationship between Industry Factors and Expected India Car Finance Market Prospects

17. Company Profiles of Major Players in India Car Finance Market
17.1. HDFC Bank
17.1.1. Company Overview and Business Offerings
17.1.2. Financial Performance, FY2010-FY2015
17.2. ICICI Bank
17.2.1. Company Overview and Business Offerings
17.2.2. Financial Performance, FY2011-FY2015
17.3. State Bank of India
17.3.1. Company Overview and Business Offerings
17.3.2. Financial Performance, FY2012-FY2015
17.4. Kotak Mahindra Prime Ltd.
17.4.1. Company Overview and Business Offerings
17.4.2. Financial Performance, FY2012-FY2015
17.5. Axis Bank
17.5.1. Company Overview and Business Offerings
17.5.2. Financial Performance, FY2011-FY2015

18. Macroeconomic Factors Affecting the India Car Finance Market
18.1. Urban Population in India, FY2010-FY2020
18.2. Personal Disposable Income in India, FY2010-FY2020
18.3. Gross Domestic Product of India, FY2010-FY2020
18.4. Car Sales in India, FY2010-FY2020
18.5. Repo Rates in India, FY2010-FY2015
18.6. Petrol and Diesel Prices in India, FY2010-FY2015

19. Appendix
19.1. Market Definitions
19.2. Abbreviations
19.3. Research Methodology
Data Collection Methods
Approach
Variables (Dependent and Independent)
Multi Factor Based Sensitivity Model
Final Conclusion
19.4. Disclaimer

LIST OF FIGURES

Figure 1: India Car Finance Market Value Chain Analysis
Figure 2: India Car Finance Market Size on the Basis of Loans Disbursed in INR Billion, FY2010-FY2015
Figure 3: India Car Finance Market on the Basis of Number of Cars Financed in Thousands, FY2010-FY2015
Figure 4: India Pre-Owned Car Finance Market Size on the Basis of Loans Disbursed in INR Billion, FY2010-FY2015
Figure 5: India Pre-owned Car Finance Market Size on the Basis of Number of Cars Financed in Thousands, FY2010-FY2015
Figure 6: India Pre-Owned Car Finance Market Segmentation by Online-Offline Segments on the Basis of Percentage of Loans Disbursed, FY2010 and FY2015
Figure 7: India Pre-owned Car Finance Market Segmentation by Geographical Distribution of Loans Disbursed in Percentage (%), FY2015
Figure 8: India Pre-Owned Car Finance Market Segmentation by the Term of Loan on the Basis of Percentage of Loans Disbursed, FY2010 and FY2015
Figure 9: India Pre-Owned Car Finance Market Segmentation by Seasonal Demand on the Basis of Loans Disbursed in Percentage (%), FY2015
Figure 10: Market Share of Banks and NBFCs in Pre-Owned Car Finance Market on the Basis of Loans Disbursed in Percentage (%), FY2010 and FY2015
Figure 11: India Pre-Owned Car Finance Market Future Projections in Terms of Loans Disbursed in INR Billion, FY2016-FY2020
Figure 12: India New Car Finance Market Size on the Basis of Loans Disbursed in INR Billion, FY2010-FY2015
Figure 13: India New Car Finance Market Size on the Basis of Number of Cars Financed in Thousands, FY2010-FY2015
Figure 14: India New Car Finance Market Segmentation by Online-Offline Segments on the Basis of Percentage of Loans Disbursed, FY2010 and FY2015
Figure 15: India New Car Finance Market Segmentation by Geographical Distribution on the Basis of Loans Disbursed in Percentage (%), FY2015
Figure 16: India New Car Finance Market Segmentation by Term of the Loan on the Basis of Loans Disbursed in Percentage (%), FY2010 and FY2015
Figure 17: India New Car Finance Market Segmentation by Seasonal Demand on the Basis of Loan Disbursed in Percentage (%), FY2015
Figure 18: Market Share of Banks and NBFCs in New Car Finance Market on the Basis of Loans Disbursed in Percentage (%), FY2010 and FY2015
Figure 19: India New Car Finance Market Future Projections in Terms of Loans Disbursed INR Billion, FY2016-FY2020
Figure 20: Market Share of Major Players in India Car Finance Market on the Basis of Loan Disbursed in Percentage (%), FY2015
Figure 21: India New Car Sales in Thousands, FY'2010-FY'2015
Figure 22: India Personal Disposable Income in INR Billion, FY2010-FY2015
Figure 23: India Car Finance Market Future Projections by Loans Disbursed in INR Billion, FY2016-FY2020
Figure 24: Fund Based Exposures against Automobiles and Auto Ancillary Industry, INR Million, FY2010-FY2015
Figure 25: Car Loan Disbursement and Auto Loans Outstanding by ICICI Bank in INR Billion, FY2011-FY2015
Figure 26: Auto loans of State Bank of India in INR Billion, FY2012-FY2015
Figure 27: Net Advances and Car Advances of Kotak Mahindra in INR Billion, FY2012-FY2015
Figure 28: Auto Loans of Axis Bank in terms of Finance Penetration in INR Billion, FY2011-FY2015
Figure 29: Urban Population in India in Million, FY2010-FY2020
Figure 30: Personal Disposable Income in India in INR Billion, FY2010-FY2020
Figure 31: Gross Domestic Product of India in INR Billion, FY2010-FY2020
Figure 32: Car Sales in India in INR Billion, FY2010-FY2020
Figure 33: Repo Rates in India, FY2010-FY2015
Figure 34: Petrol Prices in Major Cities in INR, FY2015
Figure 35: Diesel Prices in Major Cities in INR, FY2015

LIST OF TABLES

Table 1: Total Eligible Loan Seeking Population
Table 2: India Pre-owned Car Finance Market Segmentation by Online-Offline Segments on the Basis of Loans Disbursed in INR Billion, FY2010 and FY2015
Table 3: India Pre-owned Car Finance Market Segmentation by Geographical Distribution on the Basis of Loans Disbursed in INR Billion, FY2015
Table 4: India Pre-owned Car Finance Market Segmentation by Term of the Loan on the Basis of Loans Disbursed in INR Billion, FY2010 and FY2015
Table 5: India Pre-Owned Car Finance Market Segmentation by Seasonal Demand on the Basis of Loans Disbursed in INR Billion, FY2015
Table 6: Market Share of Banks and NBFCs in Pre-Owned Car Finance Market on the Basis of Loans Disbursed in INR Billion, FY2010 and FY2015
Table 7: India New Car Finance Market Segmentation by Online-Offline Segments on the Basis of Loans Disbursed in INR Billion, FY2010 and FY2015
Table 8: India New Car Finance Market Segmentation by Geographical Distribution on the Basis of Loans Disbursed in INR Billion, FY2015
Table 9: India New Car Finance Market Segmentation by Term of the Loan on the Basis of Loans Disbursed in INR Billion, FY2010 and FY2015
Table 10: India New Car Finance Market Segmentation by Seasonal Demand on the Basis of Loans Disbursed in INR Billion, FY2015
Table 11: Market Share of Banks and NBFCs in New Car Finance Market on the Basis of Loans Disbursed in INR Billion, FY2010 and FY2015
Table 12: Market Share of Major Players in India Car Finance Market on the Basis of Loan Disbursed in INR Billion, FY2015
Table 13: Competitive Landscape of Major NBFCs in India Car Finance Market
Table 14: SWOT Analysis of India Car Finance Industry
Table 15: Mergers and Acquisitions in Indian Financial Services Sector, FY2010 and FY2014
Table 16: Requirements to be complied with and Documents to be submitted to RBI by Companies for Obtaining Certificate and Registration from RBI as NBFC
Table 17: India Car Finance Market Future Projections for New and Used Cars, FY2016-FY2020
Table 18: Cause and Effect Relationship Analysis between Industry Factors and Expected India Car Finance Market Prospects
Table 19: Petrol Prices in Major Cities in INR, FY2010-FY2015
Table 20: Diesel Prices in Major Cities in INR, FY2010-FY2015
Table 21: Correlation Matrix of India Car Finance Market
Table 22: Regression Coefficients Output of India Car Finance Market

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